Direct Debit/Recurring payment Processing

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Has anyone had experience with integrating Mendix into a Direct Debit recurring payment processor in the UK. We are looking at two solutions currently SmartDebit (http://www.smartdebit.co.uk/) and GoCardless (https://gocardless.com/). Both of these seem to have API's which can be used to build a connector using Rest or SOAP services. However I haven't been able to find anyone or anything on the appstore that is similar. Regards Simon
asked
2 answers
5

Hi Simon / Savan,

Yes, we did integrate using smart debit for direct debit recurring payments for one of our customers. They have API's for the different actions below;

1. Create direct debit instructions (DDI)

2. Cancel DDI

3. Update DDI

4. Validate DD details

5. For different reports such as DD collection (successful and failed), ADDAC, ARUDD, AUDDIS etc. 

We faced some issues using smart debits as thier API's where not that mature but they where very supportive to update thier API's based on our feedback and helped to fix issues that we facedd. At the end we maanged to implement this successfully. 

If you need more details then please feel free to give me a call or drop an email.

 

Cheers,

Mohammed Siddiqui

answered
0

Hi,

Here is the Recurring Payment (https://sabpaisa.in/) Process

Though different recurring payment processors have different workflows, these steps are typically followed.

  • From the list of options, the customer selects the recurring payment mode.
  • The customer agrees to the terms and conditions of the recurring payment option.
  • To make an initial payment, the customer enters their card information, which is securely saved on the payment gateway page for future transactions.
  • On each billing date, an invoice will be sent to the customer following the predetermined schedule.
  • The recurring payment occurs and funds are transferred to the merchant account, just like a normal card transaction, once the acquiring bank, card network, and issuing bank approve the transaction.
  • The customer will be notified of the transaction status each time the recurring payment occurs according to the predetermined billing schedule (and follow-up instructions if the payment failed).
  • The customer will not have to enter the payment information again. Until the subscription is cancelled, the subscription fee will be charged.Though different recurring payment processors have different workflows, these steps are typically followed.
  • From the list of options, the customer selects the recurring payment mode.
  • The customer agrees to the terms and conditions of the recurring payment option.
  • To make an initial payment, the customer enters their card information, which is securely saved on the payment gateway page for future transactions.
  • On each billing date, an invoice will be sent to the customer following the predetermined schedule.
  • The recurring payment occurs and funds are transferred to the merchant account, just like a normal card transaction, once the acquiring bank, card network, and issuing bank approve the transaction.
  • The customer will be notified of the transaction status each time the recurring payment occurs according to the predetermined billing schedule (and follow-up instructions if the payment failed).
  • The customer will not have to enter the payment information again. Until the subscription is cancelled, the subscription fee will be charged.

 

answered